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Regulatory Technical Standards (RTS)
EU Payment Accounts Ruling 'Could Have Wide Ramifications' For Fintechs
8th Nov 2018 | Written by:
A recent ruling by the EU’s top court on the definition of a payment account could have far-reaching implications for banks and third-party providers, legal experts believe.
PSD2: Experts Call For Nuance In Authentication Debate
7th Nov 2018 | Written by:
European payments experts have suggested that banks building application programming interfaces (APIs) should consider creating a better authentication process than provided by their customer...
In Depth: Card Authentication Row Escalates As EBA Asked To Delay Reforms
31st Oct 2018 | Written by:
European payments and retail groups have pleaded with authorities to let them use a payer’s card details as one of two authentication factors for an online transaction, at least for a temporary...
PSD2: Regulator Responds To Whitelisting And Fraud Rate Queries
29th Oct 2018 | Written by:
The European Banking Authority has responded to uncertainty over the application of incoming authentication rules, particularly when a third-party provider is being used.
EU: Practical Guide: Regulatory Technical Standards on Strong Customer Authentication – Part Two
26th Oct 2018 | Written by:
The second part of this practical guide on the regulatory technical standards on strong customer authentication and common and secure open standards of communication provides an overview of...
UK Budget 2018: Retailers Urge Government To Boost Third Parties, Cut Card Costs
26th Oct 2018 | Written by:
A major British retail group has called on the government to use next week’s budget as a platform for injecting greater competition into the payments sector, by supporting emerging third-party...
Banks 'Treating APIs As Compliance Exercise', Claims Paysafe
23rd Oct 2018 | Written by:
Too many banks are treating the development of application programming interfaces (APIs) as a compliance exercise, hampering uptake of third-party payment services, industry insiders have argued.
EU: Practical Guide: Regulatory Technical Standards on Strong Customer Authentication – Part One
19th Oct 2018 | Written by:
This is the first part of a practical guide on the regulatory technical standards on strong customer authentication and common and secure open standards of communication, providing information on...
PSD2: European Commission Should Demand More From APIs, Retailers Argue
18th Oct 2018 | Written by:
Two influential retail groups have written to the European Commission to appeal for a “workable compromise” on third-party account access, as the rift between banks and fintechs shows little sign...
European Legislators Playing Catch-Up On Payment Fraud Rules, Says MEP
15th Oct 2018 | Written by:
European parliamentarian Ashley Fox has accused legislators of drafting rules on strong authentication that — less than a year ahead of their introduction — are already lagging behind the payments...
PSD2: UK Banks Told To Support 'App-To-App Redirection'
10th Oct 2018 | Written by:
UK financial institutions have been instructed to support an additional authentication model for open banking, based on redirecting the end user between two different mobile apps.
PSD2: Banks Wary Over Non-Payment Account Access
2nd Oct 2018 | Written by:
European banks have admitted they are unsure about how third-party access to non-payment accounts will be managed under incoming security rules, with fintechs insisting credential sharing is here...
PSD2: Clock Ticking For Banks Seeking 'Fallback' Exemption, Warns FCA
18th Sep 2018 | Written by:
The UK’s Financial Conduct Authority (FCA) has warned banks, credit card providers and e-money institutions against waiting too long to seek approval for their dedicated third-party access interface.
PSD2: Fintechs Launch Last-Ditch Assault On 'Redirect' Model
14th Sep 2018 | Written by:
A host of payment providers and industry groups have urged the European Banking Authority to rethink its stance on the “redirect” authentication model for users of third-party providers.
PSD2: Banks Battle EU Proposals On Public Data Disclosure
11th Sep 2018 | Written by:
Influential banking groups have urged Europe’s top financial regulator to withdraw draft rules that would force them to publish data on the performance of all online and mobile banking platforms.
PSD2: Dutch Parliamentarians Call For 'Consent Dashboard'
7th Sep 2018 | Written by:
Lawmakers in the Netherlands have touted the idea of a consent dashboard to be implemented by banks to help consumers manage access permissions given to third-party providers.
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