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Regulatory Technical Standards (RTS)
Microsoft: PSD2 Confusion Holding Back New Technology
31st Oct 2017 | Written by:
Research by Microsoft has found that uncertainty over incoming EU regulatory reforms is holding back banks’ development of technological interfaces for third-party account access.
European Commission Settles PSD2 Technical Standards
30th Oct 2017 | Written by:
The European Commission has finalised revisions to regulatory technical standards on strong authentication and third-party account access, PaymentsCompliance can reveal.
Passporting Not Threatened Despite PSD2 Delays, Says FCA
10th Oct 2017 | Written by:
UK regulators have downplayed fears that delays to EU payment reforms will have a serious impact on providers operating in multiple member states, although admitted some third-party providers could...
Tread Carefully With PSD2 Transition Rules, EBA Told
9th Oct 2017 | Written by:
The European Banking Authority (EBA) must be “mindful” of complexity at member state level, national regulators have said, as it prepares to issue draft guidelines covering the transitional period...
EBA Reassures Industry On Fraud Reporting Rules
6th Oct 2017 | Written by:
The European Banking Authority (EBA) has clarified fraud reporting requirements that payment providers will face under incoming EU laws, confirming that retrospective reporting will not be...
Netherlands Next To Postpone PSD2 Implementation
28th Sep 2017 | Written by:
The Netherlands will not complete transposition of the revised Payment Services Directive (PSD2) until spring next year at the earliest, the Dutch Ministry of Finance has confirmed.
In-Depth: Fintech Future Uncertain As Poland Stalls On PSD2
27th Sep 2017 | Written by:
Doubts over whether Poland will transpose EU reforms on time are creating an uncertain environment for payment firms, in what is already one of the continent’s most challenging markets for third...
Retailers Make Last-Ditch Push For EU Authentication Overhaul
27th Sep 2017 | Written by:
Online retailers are reviving attempts to soften draft EU rules on strong payment authentication, warning current proposals will hamper e-commerce and create “legal uncertainty”.
Industry Seeks ‘New Legal Framework’ For PSD2 Third Parties
25th Sep 2017 | Written by:
EU industry groups have set their sights on developing a legally binding framework facilitating third-party account access, ready for when the revised Payment Services Directive (PSD2) goes live in...
Instant Payments Is ‘Game Changer’ For Third Parties, Says ECB
19th Sep 2017 | Written by:
The development of instant payments infrastructure across Europe should eventually eradicate current disputes over payment initiation services using screen scraping, officials have suggested.
FCA Tells Banks Not To Block Third Parties
18th Sep 2017 | Written by:
The UK's Financial Conduct Authority (FCA) has instructed banks not to discourage consumers from using third-party providers, even if they rely on credential sharing, once EU payment reforms go...
Industry Seeks Tough Enforcement Of API Performance
15th Sep 2017 | Written by:
Repercussions for banks not meeting third-party access requirements under the revised Payments Services Directive (PSD2) currently lack teeth, experts have warned.
Regulators Consider Guidance For PSD2 ‘Transition Period’
13th Sep 2017 | Written by:
Officials have hinted that guidance could be drafted to govern the “transition period” between the introduction of the revised Payment Services Directive (PSD2) and its accompanying security...
Fintechs Hit Back At FIDO Screen Scraping Claims
11th Sep 2017 | Written by:
A group of EU fintech firms is resisting claims that screen scraping would place consumers and businesses at risk, arguing the influential FIDO Alliance has misunderstood the revised Payment...
Security Alliance Insists On EU Screen Scraping Ban
8th Sep 2017 | Written by:
An influential standards-setter for payment security has urged the European Commission not to allow third party providers to bypass banks’ interfaces under the second Payment Services Directive ...
Current Authentication Tools ‘Not Compatible With PSD2’
7th Sep 2017 | Written by:
Many existing payment authentication tools, including Apple Pay’s vaunted fingerprint scanning system, will not be compatible with incoming EU security rules, experts have said.
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