On February 8, 2019, the Payment Systems Regulator (PSR) launched a consultation on the proposed pass-through analysis on the market review into the supply of card-acquiring services, of which the final terms of reference were published on January 24, 2019.
The purpose of the paper is to explain and assess the merchant service charge or level of fees merchants pay for card-acquiring services in terms of interchange fees and scheme fees. The following three areas are discussed:
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