Spain: Government Completes Transposition of PSD2

The Ministry of Economy and Business has published Royal Decree 736/2019, of December 20, on the legal regime of payment services and payment entities, which modifies Royal Decree 778/2012, of May 4, on the legal regime of the entities of electronic money, and Royal Decree 84/2015, of February 13, which develops Law 10/2014, of June 26, on the organisation, supervision and solvency of credit institutions.

The royal decree provides the regulation for: 

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