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EBA Issues Discussion Paper on Its Approach to Fintech

On August 4, 2017 the European Banking Authority (EBA) published a discussion paper on the authority’s approach to financial technology (fintech).

Fintech has been defined by the Financial Stability Board (FSB) as "technologically enabled financial innovation that could result in new business models, applications, processes or products with an associated material effect on financial markets and institutions and the provision of financial services".

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