India has been moving towards a “less-cash society” in the last two years, and has recently initiated numerous changes in the payments sectors to increase digital convergence.
The Bank of Thailand has been working to develop a legal foundation for payment systems in recent years. In April 2018, the Payment System Act entered into force, with the aim of unifying existing...
The Italian payments industry has had a digital transformation in the last decade; however, traditional means of payment, such as cash, still dominate the way in which Italians prefer to make...
South Africa is continually working to improve its payment systems, introducing new functionality and technologies, while at the same time ensuring security and stability. In September 2018, the...
The Netherlands has recently experienced its highest ever level of economic growth. This, coupled with anticipated changes to the Dutch regulatory payments framework in the coming months and...
Fintech is at an early stage of adoption in Turkey, but its market is one of the most rapidly expanding in the world. It is estimated that there are currently more than 200 fintechs operating in...
The Polish financial legislative system has been largely transformed in 2018 by three acts transposing EU legislation: the revised Payment Services Act (PSD2); the General Data Protection...
Canada is seeing increased innovation and competition in its payments market, and a plethora of changes have been made to its legal system, in particular with the forthcoming introduction of a real...
The spread of contactless technology payments is the main factor that has influenced the increase in card purchases in Hungary. The central bank considers the enhanced regulation and supervision of...
With a sophisticated payments industry and a regulatory framework that has been adapted to digital developments, including tighter coordination between the financial services and digital...
As a result of continual technological innovation in the Colombian payments system in recent years, the government has sought to promote an efficient market for electronic payments in the country...
Germany is considered to be the economic powerhouse of Europe, the leading economy and increasingly a political leader. According to the German federal economic development agency, GTAI, the...
France recently implemented the revised Payment Services Directive (PSD2), the 4th Anti-Money Laundering Directive (4th AMLD) and the General Data Protection Regulation (GDPR). The country is...
As part of its Financial Inclusion Strategy for 2018-2020, the central bank has set objectives for the ​​financial sector to increase the level of accessibility and quality of financial services...
Although Portugal’s economy was one of the worst affected in Europe during the most recent economic crisis, requiring a bailout from its European counterparts, its economy has started to show signs...
Estonia has a reputation of being a start-up hub in Europe as the country has been at the forefront of technological developments, and has been quick to adapt both to regulatory and technological...

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